The email appears to be legitimate, sporting the Federal Reserve emblem and containing a real looking domain, federalreservebank-oh.com. However, users following the link are exposed to malicious payloads, most recently the Oficla Trojan.
Similar Federal Reserve Bank scams have been around for quite some time and are often used for phishing attacks. Example URLs contained in this newest rash of emails are shown below.
Always be cautious in following links in emails, particularly unexpected messages. If there is any doubt, contact the sender directly to verify the legitimacy of the message. zveloLABS™ is flagging these URLs as malicious, protecting zveloNET™ community users from this threat.